You take the time and effort to keep yourself healthy. You shouldn’t be paying the same rates as someone not doing the same.
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5-33% savings for the health conscious on their life insurance
70% of our health conscious clients are placed in the top rate class.
Unique science proved the health conscious have a 41% lower mortality
No medical exam is required to get coverage. To apply, simply answer a few questions.
Priority Life Term Life Insurance is designed to be quick, easy and affordable. And it can be easy to apply online in minutes, with just a few questions to answer.
Options designed to fit your budget
Short application, instant decision
No waiting. If approved, you’re covered with your payment.
Income-tax free money for your beneficiaries
You’re covered for a set period of time—all the way until age 80. Term life insurance pays income-tax free money directly to your beneficiaries if you die.
Your policy can’t be cancelled even if your health changes, up to age 80. If you’re approved, and as long as your premiums are paid, your policy can’t be cancelled by anyone but you.
FREQUENTLY ASKED QUESTIONS
Is term life insurance right for me?
Term life insurance is a great option if you have big responsibilities right now, and need a high coverage amount with a payment you can afford. It helps protect your family when it’s growing—when you’re likely to need more coverage.
When should I think about term life insurance?
Any major life event—getting married, buying a home, changing jobs, having a child, paying for college expenses—is an important time to think about protecting your family with life insurance.
When does term life insurance pay?
Term life insurance covers you for a set period of time—the term of your policy—and pays income-tax free money directly to your beneficiaries if you die. The money can be used for any reason, like final expenses, mortgage debt, bills, college expenses—anything. And, most claims are paid within four days.
How much life insurance do I need?
Any amount of coverage can make a difference for your family. As a starting point, you may want to consider budgeting 1% of your annual income before taxes. Of course, everyone’s needs are different, and a licensed Priority Life agent can help you decide what makes sense for your family.
Have an agent contact me. No pressure, just friendly advice.
We’ll call you during our business hours: Monday-Friday, 8am-5pm EST
Partnered with Top Insurers
We took our data and science on the health conscious to the top carriers and partnered with them to get the lowest rates on life insurance for the health conscious. Here are just a few.
* Savings Disclosure: Savings are estimated by comparing the difference between the median and lowest price for a 40-year old male non-smoker in California in the preferred plus health class. Comparing quotes for a $500,000, 15-year term life policy, the price difference between the lowest and median quotes is 25.5% for a total savings of $1217.85 over the lifetime of the policy. Rates are subject to change and are valid as of 7/12/17. § ReFi Disclosure: Priority Life could save qualifying, health conscious customers money on their Term Life Insurance by canceling and replacing their current Term Life Insurance policy with a new, more cost-effective Term Life Insurance Policy. Purchasing a policy from Priority Life may result in coverage being subject to different coverage terms and conditions, as well as a loss of rights or equity. Please consider the pros and cons of replacing Term Life Insurance policies before canceling any existing policy.